{"id":54,"date":"2026-10-02T14:00:00","date_gmt":"2026-10-02T14:00:00","guid":{"rendered":"https:\/\/www.shellywhitehomes.com\/blog\/?p=54"},"modified":"2026-10-02T14:00:00","modified_gmt":"2026-10-02T14:00:00","slug":"the-average-down-payment-on-a-house-explained","status":"publish","type":"post","link":"https:\/\/www.shellywhitehomes.com\/blog\/2026\/10\/02\/the-average-down-payment-on-a-house-explained\/","title":{"rendered":"The Average Down Payment On A House, Explained"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>Down payments are one of the first details I help buyers understand when we begin the journey to a new home, whether you\u2019re relocating to Las Vegas or making a lifestyle move within the valley. In 2025, the median down payment for U.S. homebuyers was 19%. First-time buyers put down about 10%, while repeat buyers averaged 23%. The right amount depends on your goals, your loan type, and your comfort with things like private mortgage insurance (PMI)\u2014which you can avoid at 20% down. There are assistance programs and smart budgeting strategies that can make a big difference, too.<\/p>\n<p>My approach always starts with listening: how do you want to live, and what feels right for your situation? From guard-gated communities in Summerlin to new builds or 55+ neighborhoods, every path to homeownership is unique. If you\u2019re planning your next move, let\u2019s make sure you feel informed, prepared, and confident about the financial steps ahead.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/www.quickenloans.com\/learn\/average-down-payment-on-house\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Down payments are one of the first details I help buyers understand when we begin the journey to a new home, whether you\u2019re relocating to Las Vegas or making a lifestyle move within the valley. In 2025, the median down payment for U.S. homebuyers was 19%. First-time buyers put down about 10%, while repeat buyers [&hellip;]<\/p>\n","protected":false},"author":377,"featured_media":55,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-54","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.shellywhitehomes.com\/blog\/wp-json\/wp\/v2\/posts\/54","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.shellywhitehomes.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.shellywhitehomes.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.shellywhitehomes.com\/blog\/wp-json\/wp\/v2\/users\/377"}],"replies":[{"embeddable":true,"href":"https:\/\/www.shellywhitehomes.com\/blog\/wp-json\/wp\/v2\/comments?post=54"}],"version-history":[{"count":1,"href":"https:\/\/www.shellywhitehomes.com\/blog\/wp-json\/wp\/v2\/posts\/54\/revisions"}],"predecessor-version":[{"id":57,"href":"https:\/\/www.shellywhitehomes.com\/blog\/wp-json\/wp\/v2\/posts\/54\/revisions\/57"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.shellywhitehomes.com\/blog\/wp-json\/wp\/v2\/media\/55"}],"wp:attachment":[{"href":"https:\/\/www.shellywhitehomes.com\/blog\/wp-json\/wp\/v2\/media?parent=54"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.shellywhitehomes.com\/blog\/wp-json\/wp\/v2\/categories?post=54"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.shellywhitehomes.com\/blog\/wp-json\/wp\/v2\/tags?post=54"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}