{"id":85,"date":"2026-10-14T11:00:00","date_gmt":"2026-10-14T11:00:00","guid":{"rendered":"https:\/\/www.shellywhitehomes.com\/blog\/?p=85"},"modified":"2026-10-14T11:00:00","modified_gmt":"2026-10-14T11:00:00","slug":"mortgage-rates-arent-backing-down-yet","status":"publish","type":"post","link":"https:\/\/www.shellywhitehomes.com\/blog\/2026\/10\/14\/mortgage-rates-arent-backing-down-yet\/","title":{"rendered":"Mortgage Rates Aren\u2019t Backing Down Yet"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/shelly-white-2612556\/rates-baking-yet\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>Mortgage rates are holding steady around 7%, and that\u2019s shaping the decisions of many Las Vegas buyers, sellers, and investors right now. With inflation proving stubborn and the Fed signaling a cautious stance, affordability remains a real consideration\u2014especially for those exploring a move, a second home, or a lifestyle change. Wider mortgage-backed securities spreads are adding to the pressure, so it\u2019s important to set expectations: today\u2019s rates are likely to be the norm for the rest of the year unless we see a meaningful shift in inflation and supportive signals from the Fed. My approach is always to ensure you have clarity and a solid strategy, whether you\u2019re navigating a relocation, seeking the perfect neighborhood fit, or simply weighing your next steps. Planning with today\u2019s rates as your baseline puts you in a strong position\u2014and if rates do ease, you\u2019ll be ready to seize that opportunity. As always, my goal is to help you move forward with confidence and the information you need to feel supported every step of the way.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Mortgage rates are holding steady around 7%, and that\u2019s shaping the decisions of many Las Vegas buyers, sellers, and investors right now. With inflation proving stubborn and the Fed signaling a cautious stance, affordability remains a real consideration\u2014especially for those exploring a move, a second home, or a lifestyle change. Wider mortgage-backed securities spreads are [&hellip;]<\/p>\n","protected":false},"author":377,"featured_media":86,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-85","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.shellywhitehomes.com\/blog\/wp-json\/wp\/v2\/posts\/85","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.shellywhitehomes.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.shellywhitehomes.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.shellywhitehomes.com\/blog\/wp-json\/wp\/v2\/users\/377"}],"replies":[{"embeddable":true,"href":"https:\/\/www.shellywhitehomes.com\/blog\/wp-json\/wp\/v2\/comments?post=85"}],"version-history":[{"count":1,"href":"https:\/\/www.shellywhitehomes.com\/blog\/wp-json\/wp\/v2\/posts\/85\/revisions"}],"predecessor-version":[{"id":87,"href":"https:\/\/www.shellywhitehomes.com\/blog\/wp-json\/wp\/v2\/posts\/85\/revisions\/87"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.shellywhitehomes.com\/blog\/wp-json\/wp\/v2\/media\/86"}],"wp:attachment":[{"href":"https:\/\/www.shellywhitehomes.com\/blog\/wp-json\/wp\/v2\/media?parent=85"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.shellywhitehomes.com\/blog\/wp-json\/wp\/v2\/categories?post=85"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.shellywhitehomes.com\/blog\/wp-json\/wp\/v2\/tags?post=85"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}